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For larger amounts of money, i have not figure out why people keep that money in the bank because it is not cost effective, in my opinion. People put their money in the bank because most employers have 'direct deposit' for convenience, and it happens automatically. This seems dubious to me, because they are therefore a low risk place to put money in the short to medium term, because they require relatively few assumptions about the future.
However, the ratio between two of the main ones i do have is in the good category.
That is probably the reason why most of the people nowadays put their money into business to. People put their money in the bank for so called, 'safe keeping', right? Good listening skills can be learned. You could be a mobile car washer and detailer without having a permanent location.
